Transparency in Coverage
https://www.cigna.com/legal/compliance/machine-readable-files
This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.
Privacy Policy
Thank you for visiting binswangerglass.com website. This website is owned and operated by Binswanger Enterprises, LLC (“Binswanger”). The protection of your personal details is very important to us. With the following information, we would like to give you detailed information on how we use this information. We will ensure that when handling your personal information, we will comply with the legal provisions contained in the Federal Data Protection Act, the Telemedia Act and other data protection rules.
This Privacy Policy is part of the Terms of Use that govern your use of this website. Binswanger reserves the right to update or modify this Privacy Policy, at any time and without prior notice, by posting the modified version on this website. Your use of this website following any such modification constitutes your agreement that all information collected from or about you after the revised Privacy Policy is posted will be subject to the terms of the revised Privacy Policy.
You must be at least 13 years old to have our permission to use this website. We do not knowingly collect, use, or disclose personal information about visitors under 13 years of age. If you are under the age of 14, please do not use this website.
Binswanger takes reasonable precautions to provide a level of security commensurate with the sensitivity of the data collected. The foregoing notwithstanding, we cannot guarantee the security of the information provided over the internet and will not be responsible for breaches of security beyond our control.
This Privacy Policy shall be governed under the laws of the State of Texas without regard to its conflict of law provisions.
Mobile information will not be shared or sold with or to third parties/affiliates for marketing/promotional purposes.
Data collection and processing
In general you do not need to divulge your personal details in order to use our website. The only information which will be saved is access data, which has no personal link. These could include, but are not limited to, the name of the internet service provider, the name of the website you visited before visiting our website, the name of data accessed and the date on which it was accessed. These data will be collected solely with the aim of improving our internet services and are in no way linked to your personal details.
Your personal details will only be collected if you freely disclose them to us. This may take place through the placement requesting a quote or through completing any of the website’s online forms. In so doing, you hereby consent to the collections and use of such information for the purpose of providing the services requested and improving upon the effectiveness of this website.
Use and passing on of personal data
If you purchase one of our services or products from us, your personal details will only be used to the extent needed in order to permit the service to be carried out, unless you give special permission for any other use. Use of your personal data in this context includes passing on your data to a third party courier, credit companies or other service providers relevant for the completion of the order.
If you have subscribed to receive our newsletter, your personal details will be used for our own advertising purposes until you unsubscribe. You may unsubscribe at any time.
Binswanger reserves the right to share information collected by this website to third-party vendors who act for us or on our behalf. We may use third-party vendors to design and operate this website; to conduct surveys; and to help us with our promotional efforts.
Use of cookies
In order to understand how you use our website and to improve your experience, we use cookies on some of our webpages. Cookies are text files which are stored on your computer. After you have finished your session and closed your browser many of the text files are deleted (“session cookies”). So-called “persistent cookies” are also stored and these allow us to recognize you when you next visit our website. Our partner companies are not permitted to collect, process or use personal data stored in the form of cookies on our website. You can prevent cookies being saved on your computer by changing your browser settings. This may result in some functions used by our website being restricted.
Use of Google Analytics
This website uses Google Analytics, a web analysis service operated by Google, Inc. (“Google”). Google Analytics uses cookies (text files) which are stored on your computer and which allow for analysis of your visit to be conducted. Information concerning your visit produced through cookies (including your IP address) will be transferred to and stored on a server in the USA operated by Google. Google will analyze this information to produce a report for the operator on website usage and online usage of associated services. Google may also transfer this information to third parties either where this is required by law or where third parties are contracted by Google to process data. Google will not allow your IP address to be linked to any other personal data. You can prevent cookies being installed on your computer by changing your browser settings; however, if you choose to do this, your visit to our website and use of some functionality may be impaired. By using this website you are deemed to have expressly consented to the use and processing of your data collected by Google as described above. You can withdraw consent to your data been collected and processed at any time. This withdrawal concerns consent to future activities.
Credit Card Transactions
Tokenization & Data Security
All payments are processed securely by our third-party payment processor, Stripe. Stripe uses industry-standard tokenization and encryption technologies to protect your payment information. We do not receive or retain your complete credit card details; instead, Stripe provides us with a secure token that allows us to process your payment(s).
Liability & Responsibility
We are not responsible for errors, data breaches, or unauthorized use of your payment information that arise from Stripe’s systems. Any disputes related to payment processing should be directed to Stripe, subject to their terms of service. However, we will make commercially reasonable efforts to assist in resolving payment issues.
Customer Consent
By providing your payment information and authorizing recurring payments, you consent to our use of Stripe to securely store your payment credentials in tokenized form and to process future transactions on your behalf.
Compliance References
Stripe is a PCI DSS compliant Level 1 Service Provider. By using our services, you acknowledge and agree that your payment transactions are subject to Stripe’s security measures and privacy practices. We do not warrant or guarantee Stripe’s compliance but have selected Stripe due to its recognized industry standards.
Disputes & Chargebacks
Any chargebacks or payment disputes are subject to Stripe’s policies and procedures. You agree to promptly notify us of any disputed transactions so that we may coordinate with Stripe to address the issue. We reserve the right to suspend or terminate services in the event of excessive or fraudulent chargebacks.
General Limitation of Liability
We are not responsible for any issues, losses, or expenses related to Stripe’s processing of your payment information. Any disputes about payments must be taken up directly with Stripe, under its terms and the law.
Do Not Sell My Information
Do Not Sell My Personal Information
For California Residents Only
Pursuant to the California Consumer Privacy Act (CCPA)
Binswanger Glass uses data collected from this site to improve and analyze its functionality. Occasionally, we do this with help from third parties using cookies and tracking technologies.
We respect your right to privacy and you can choose to disable some types of cookies in your browser or device settings and opt to stop sharing your information with third parties, unless it is necessary to the functioning of the website. If you disable some cookies it may impact your website functionality and viewing experience on the website.
Opt-in data and consent for text messaging will not be shared with any third parties.
Contact Information
Questions, concerns, or complaints should be directed to our data protection representative:
By phone: 800-365-9922
By Email: [email protected]
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